Therapy + The Budget

Life feels SO expensive. Like… not just normal life, but also the “extras” like being able to door dash food, grab coffee with a friend, or take a trip. It sometimes feels impossible to make it all work and we know that therapy is often difficult to squeeze into that budget.

So how the heck are people affording therapy?

Here are 4 ways our clients are making therapy fit for their budget. Great to note - we see folks with budgets that span a wide array.

• OON Benefits

  Our team partners with a third party that allows us to facilitate the processing of your out of network insurance benefits. If you have OON benefits, our team can walk you through this process. After each session, your therapist will process your payment and then - HERE IS THE MAGIC - submit that info for your insurance company to reimburse you whatever amount your plan outlines. So girl math says you kind of are getting a check for going to therapy.

• Less Frequent Sessions

  This is totally an option. We recommend discussing with your therapist to ensure this is appropriate, but some people will attend therapy 1, 2, or 3 times a month as opposed to every week. You can have practical practices to have in-between so you stay fresh with the work in session too. This allows you to enjoy consistent sessions without the weekly bill.

• Shorter Sessions

  Depending on the amount of content you are looking to explore in session, this could be an option! Our typical sessions are 50 minutes, but a 30-minute session would be a more affordable option. The con of this option is that there would be less time to go deep so we would recommend meeting more frequently if that feels appropriate.

• Therapists Under Supervision

  These therapists are on the road to full, clinical licensure. They often have a lower fee and they are under supervision of a seasoned therapist. This means for the reduced price of a session, you have two therapists collaborating on your treatment goals.

Financial strain should not be a factor in your therapy journey especially when so many people find this to be topic they want to process in therapy. As therapists, our hope is that more and more opportunities will begin to offer access to those who seek therapeutic support.

Make it stand out

Blog by Haleigh Culverhouse, LCSW-S